Stop building
bank-specific integrations.
One configurable orchestration layer for banks, payment providers and financial APIs. Build once — connect to financial infrastructure without provider-specific complexity.
Core · KYC · AML · Routing · GL — one orchestrator between your application and every provider.
Every provider is different. Your application shouldn't have to be.
Financial infrastructure is fragmented. Each connection drags its own protocol stack into your codebase:
Every integration is a project
Each bank, PSP and data provider ships its own auth model, consent flow and error semantics. What should be a connection becomes a quarter-long engineering effort.
Complexity leaks into your product
Provider quirks end up hard-coded in your application layer. Your codebase slowly turns into a museum of bank-specific workarounds.
Providers change. You re-code.
Certificates rotate, APIs get versioned, regulations evolve. Every upstream change becomes an unplanned sprint in your backlog.
Configure the complexity. Don't code it into your product.
Provider-specific behaviour — auth, SCA, consent, webhooks, retries — is declared as configuration in the orchestration layer. Your application keeps one clean API.
- One API surface.
POST /v1/paymentsstays identical whether it settles via a Nordic bank or a SEPA PSP. - Providers as config. Adding a bank means adding a declaration — not a new integration codebase.
- Change without redeploys. Rotate certificates, tune retries or swap SCA flows without touching your product.
- Your core stays yours. Product logic, ledger and data model stay in your stack — the platform only handles connectivity.
provider: nordic-bank-a
protocol: open-banking/berlin-group
auth:
type: oauth2
transport: mtls
sca: decoupled
consent:
scope: [accounts, payments]
validity: 90d
webhooks:
payment.settled: https://api.yourapp.com/events
retry:
strategy: exponential
idempotency: enabledFrom first provider to production in four steps
Connect, configure, orchestrate, operate — one continuous workflow.
Connect
Pick banks, payment providers and financial APIs from the integration catalog. Credentials, certificates and endpoints are managed by the platform.
Configure
Declare auth, consent, retries and field mappings as configuration — not code. Provider-specific behaviour lives in the orchestration layer.
Orchestrate
Route payments, aggregate accounts and chain KYC/AML checks across providers with one API. Fallbacks and smart routing are built in.
Operate
Observe every workflow end-to-end: retries, webhooks, consent state and provider health — from one operational console.
One layer, every category of financial infrastructure
Connect once to the orchestration layer and reach the whole landscape.
Search the provider network
Banks, PSPs and financial APIs — with capability-level compatibility, not just logos.
| Provider | Region | Accounts | Payments | Webhooks | SCA | Sandbox |
|---|---|---|---|---|---|---|
| Nordic Bank ABank · Berlin Group | EU | Yes | Yes | Yes | Yes | Yes |
| UK Clearing BankBank · UK Open Banking | UK | Yes | Yes | Yes | Yes | Yes |
| SEPA Instant PSPPayments · PSP | EU | No | Yes | Yes | No | Yes |
| Global Card IssuerCards · Issuing | Global | No | Yes | Yes | Yes | Yes |
| IdentityCheck KYCKYC · Identity | Global | No | No | Yes | No | Yes |
| SanctionScreen AMLAML · Screening | Global | No | No | Yes | No | Yes |
2 more matches — see the full catalog
From API key to first call in one sitting
The sandbox ships with simulated banks, PSPs and KYC providers — so you can build the whole flow before signing a single provider contract.
- Get an API keyOne key, every provider.
- Enter the sandboxSimulated banks, PSPs and KYC — no paperwork.
- Follow the docsOne API reference instead of forty PDF specs.
- Make your first callA payment across the sandbox rail in minutes.
# One call. The engine picks the rail.
curl -X POST https://sandbox.cbs.dev/v1/payments \
-H "Authorization: Bearer sk_sandbox_…" \
-d '{
"amount": 2500,
"currency": "EUR",
"debtor": { "iban": "LT12…" },
"creditor": { "iban": "DE89…" },
"provider": "auto"
}'
# → 201 Created
# { "id": "pay_9f2c…", "status": "accepted",
# "rail": "sepa-instant", "provider": "nordic-bank-a" }Built like the infrastructure it connects to
Architecture
Credentials, certificates and consent tokens are isolated per tenant. Your data never mingles with anyone else's.
Security
End-to-end encryption, mTLS to every provider, secrets in HSM-backed vaults. SOC 2 Type II and ISO 27001 aligned.
Audit
Every workflow step is written to an immutable audit trail — exportable for regulators and internal review.
Deployment
Managed cloud, private cloud or on-premise. Data residency options for EU, UK and beyond.
Build your financial product.
We'll handle the connections.
Start in the sandbox today — simulated banks, PSPs and KYC providers, one API, no provider contracts required.